Buying & Selling Tips

Know the numbers before you decide.

A few things I tell every client, plus two calculators so you can run your own scenarios.

Selling

Five steps to a sale you're happy with.

01

Presentation

Curb appeal, decluttering, and depersonalizing before the first photo. Over 95% of buyers start online, so the photos have to earn the showing.

02

Pricing

Buyers search in $25K to $50K blocks and can spot an overpriced home in seconds. The right price in the first two weeks is your strongest leverage.

03

Exposure

Coldwell Banker syndicates your listing to hundreds of sites, plus open houses, social, and agent-to-agent outreach.

04

Negotiation

Offers, inspection requests, appraisal gaps, and repair credits. I anticipate the sticking points so they don't become deal-breakers.

05

Closing

Every deadline and document tracked, so closing day is a signature and a handshake, not a scramble.

Seller Net Sheet

What would you actually walk away with?

Change any number. Defaults are typical for Brevard County, but your real costs depend on your contract.

Estimated net proceeds
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Sale price
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Closing costs
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Repairs and credits
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Mortgage payoff
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Estimate only. Florida sellers typically pay title, doc stamps on the deed (about 0.7% of price), prorated taxes, and HOA estoppel fees; those are folded into "closing costs" here. Your actual net depends on your contract, payoff statement, and closing date.

Buying

Before you fall in love with a house.

Get pre-approved first

On the Space Coast, good homes go under contract fast. A pre-approval letter turns your offer from a maybe into a yes.

Budget beyond the payment

Florida insurance, flood zones, and HOA or CDD fees change the real monthly cost. Run them in the calculator below.

Inspect everything

Roof age, wind mitigation, and a 4-point inspection matter for both safety and your insurance quote.

Think resale on day one

Location, layout, and lot beat finishes. Paint is cheap. A bad floor plan isn't.

New construction still needs an agent

The builder's rep works for the builder. I negotiate incentives, upgrades, and the inspection schedule on your side, at no cost to you.

55+ has its own checklist

Age rules, rental restrictions, reserve funds, and what the HOA actually covers. I'll walk you through the documents.

Mortgage Calculator

Estimate your monthly payment.

Principal and interest plus taxes, insurance, and HOA, so the number is closer to what you'll really pay.

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Principal and interest
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Property tax
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Insurance
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HOA
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Loan amount
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Estimate only, not a loan offer. Rates change daily and depend on your credit and loan program. Down payments under 20% usually add mortgage insurance. Talk to a lender for a real quote; I'm happy to recommend a few.

Sellers

Curious what your home is worth today?

I'll walk your home and put together an honest estimate. No pressure, no obligation.

Get a Free Home Valuation Call (305) 299-8162